California Real Estate Practice Exam

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What is something that VA and FHA loan programs in California do not do?

  1. Provide personal loans

  2. Lend money directly

  3. Offer home warranties

  4. Insure mortgage loans

The correct answer is: Lend money directly

VA and FHA loan programs in California do not lend money directly. This is because VA and FHA loans are insured and guaranteed by the federal government, so the funds are provided by approved lenders rather than the programs themselves. Options A, C, and D are incorrect because they are not actions that VA and FHA loan programs do, but options offered by private companies or contractors.

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